The United Bank for Africa (UBA) has helped banking in Africa with the introduction of its USSD code service, making financial transactions a breeze for its customers. This comprehensive guide delves into the intricacies of the UBA transfer code, offering a step-by-step approach to utilizing this innovative service for a range of banking activities.
What is UBA Transfer Code
The UBA transfer code is a short, easy-to-remember number, *919#, designed to enable UBA account holders to perform a variety of banking transactions directly from their mobile phones without the need for internet connectivity. This service is targeted at all UBA customers, particularly those who prioritise convenience, speed, and security in their banking operations. Over the years, the UBA transfer code has evolved, incorporating more features to meet the diverse needs of its users.
Pros of UBA Transfer Code
Activating the UBA transfer code enables you to:
- Transfer Money Instantly: Send money to friends, family, or business associates across any Nigerian bank with ease.
- Check Account Balances: Get real-time updates on your account status without visiting a branch.
- Pay Bills: Effortlessly settle your bills for utilities, subscriptions, and more, directly from your phone.
- Top-Up Airtime: Recharge your phone and others’ in a matter of seconds.
Activation Requirements
Additionally, before you can activate the USSD code for your UBA account, you need to ensure that you meet the following requirements:
- A UBA Bank Account: The primary requirement is having an active account with UBA. If you do not have one, you can easily open an account by visiting any UBA branch or through their online banking platform.
- A Registered Mobile Number: The mobile number linked to your UBA account must be active and registered with the bank. This number will be used for all USSD transactions.
- A Compatible Mobile Device: USSD transactions can be performed on any mobile device, regardless of the model or internet connectivity. Ensure your device can send and receive USSD codes.
- PIN Setup: For security reasons, you will be required to create a PIN during the activation process. This PIN will be used to authenticate all your USSD transactions.
How to Open a UBA Account
Here’s a quick guide on how to embark on your journey with UBA:
- Dial and Begin: Your path to a UBA account starts with a simple action. Just dial 91920# from your phone. This easy-to-remember code is your gateway to a world of banking convenience.
- Follow the Prompts: Once dialed, you’ll be greeted with a series of prompts. These are designed to be straightforward and user-friendly, guiding you through the necessary steps to set up your account.
- Enter Your Details: You’ll be asked to provide some basic information. This typically includes your name, date of birth, and other essential details.
- Confirmation and Activation: After submitting your details, you’ll receive a confirmation message. This indicates that your account setup is complete. Follow any additional instructions to activate your account and start using it right away.
Requirements Needed:
- Valid government-issued identification
- Proof of address
- Passport-sized photograph
- Minimum opening balance (if applicable)
How To Activate UBA Transfer Code
Activating the UBA USSD transfer code is a convenient way to perform banking transactions directly from your mobile phone without the need for internet access. Here is how:
Step 1: Dial the USSD Code
- On your mobile device, dial *919#. This USSD code is your gateway to activating the UBA mobile banking service.
Step 2: Select the “Sign-Up” Option
- After dialing *919#, a menu will appear. Choose the option for ‘Sign-Up’ to initiate the activation process. This is usually done by replying with the number corresponding to the ‘Sign-Up’ option.
Step 3: Create a PIN
- Follow the prompts to create a 4-digit PIN. This PIN will be required for all transactions, ensuring your account’s security. Choose a PIN that’s easy for you to remember but hard for others to guess.
Step 4: Confirm Your Details
- You’ll be asked to confirm your account details to complete the registration. This might include entering the last 4 digits of your debit card.
Step 5: Activation Complete
- Once your details have been confirmed, you’ll receive a message indicating that your UBA transfer code has been activated successfully. You can now start using *919# for your transactions.
Tips for Secure Transactions
- Never Share Your PIN: Your PIN is the key to your account. Keep it confidential.
- Transaction Alerts: Keep an eye on transaction alerts. If you notice any unauthorized transactions, contact UBA customer service immediately.
- Regularly Update Your PIN: For added security, change your PIN regularly.
All UBA USSD Codes
| Function | USSD Code |
|---|---|
| Balance Enquiry | 91900# |
| Airtime for Self | 919Amount# |
| Airtime for Others | 919Phone Number*Amount# |
| Transfer to UBA Bank | 9193Account NumberAmount# |
| Transfer to Other Banks | 9194Account NumberAmount# |
| Open a UBA Account | 91920# |
| Block Debit Card | 91910# |
| Pay Bills (Utilities, Cable TV) | 9195# |
| Book Flight Tickets | 91912# |
| Request for a Mini Statement | 91921# |
| Change PIN | 9190# |
| Loan Services | 91928# |
| Savings Account Opening | 91920*1# |
| Fixed Deposit | 91913# |
Digital Transactions, Cryptocurrency, and Trading
UBA is at the forefront of embracing digital transactions, including cryptocurrency and trading. By integrating digital currency services, UBA aims to offer a comprehensive financial platform that meets the evolving needs of its customers. For those looking to invest and buy Bitcoin, it’s crucial to first check the BTC to NGN conversion rates for informed decision-making. Additionally, for secure transactions, buying Bitcoin via PayPal is recommended, UBA customers can link their accounts to PayPal for international transactions.
Quick FAQ
Can I transfer money to other banks? What are the fees?
Yes, you can transfer money to Opay, Union Bank, and Access Bank using *919#. Fees range from NGN 10 to NGN 52.50 for interbank transfers, depending on the transaction amount and method.
Can I buy MTN and Airtel night plans with UBA?
Yes, use 919amount# for airtime and navigate the menu for data bundles, including night plans, for MTN and Airtel.
How do I check my UBA account balance?
Simply dial 91900#. Follow the prompts, and your balance will be displayed. Note, there may be a small fee.
How can I change or reset my UBA transfer PIN?
If you need to change or reset your PIN, dial *919#, select the PIN change/reset option, and follow the on-screen instructions. This ensures your account’s security is always in your control.
Is there a daily transaction limit for using the UBA transfer code?
Yes, there is a daily transaction limit for transfers and payments, which can vary based on your account type and the transaction method. Typically, this limit ranges from NGN 100,000 to NGN 1,000,000. For higher limits, you may need to use UBA’s internet banking or visit a branch.
Conclusion
The UBA transfer code service is a testament to UBA’s dedication to providing convenient, secure, and innovative banking solutions. Whether you’re transferring money, buying airtime, or checking your account balance, the UBA USSD code makes banking easy accessible.